When individuals begin considering going to a drug rehab, the expenses associated can be intimidating. This may even lead to individuals becoming deterred from entering into a drug treatment facility all together. Thankfully, here at The Healing Center we work with many insurance companies to ease the burden, including Aetna insurance.
If you or someone you know is looking for an rehabs covered by aetna in Cherry Hill, NJ, then look no further. At The Healing Center we offer a wide range of evidence based treatments that are designed to help people overcome addiction and co-occurring disorders. We can help you get your life back on the right track.
What is Aetna Insurance?
Aetna insurance is an United States based health insurance company with the main headquarters in Connecticut. Aetna was founded in the early 1850s and they have been growing since. In 2018 they became a subsidiary of the CVS Health company. Aetna is one of the biggest health insurance companies in the U.S.
Aetna health insurance offers a wide range of plans and services. Aetna provides plans for individuals, families, and businesses. They offer commercial policies, as well as Medicare Advantage plans. They also have products for dental, vision, wellness, mental health, disability, long term care, and pharmaceutical coverage. Aetna offers multiple different plan options including:
- PPO, EPO, Stop-loss, HMO, and Indemnity medical coverage
- Medicare Plans for both groups and individuals
- Ancillary Plans for dental, vision, pharmacy, and more
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The Affordable Care Act And Aetna Health Insurance
The Affordable Care Act, or ACA, was put into law in 2010. A part of the law was to assign policies available on the market place into four tiers. The tiers are platinum,gold, silver, and bronze. The tier does not affect the type or quality of care that patients receive. But they do indicate the out of pocket costs associated with care.
Aetna insurance offers plans on the marketplace and their plans are identified by the tiers listed above. Nonetheless, it is important to understand the breakdown for the tiers before picking a plan. Platinum plans have the highest premiums, but the lowest out of pocket costs and deductible. Gold plans have fairly high premiums, and lower out of pocket costs. Silver plans are moderately priced and have moderate patient responsibility costs and deductibles. Bronze plans are the lowest premiums, but have the highest deductibles and out of pocket costs.
Rehabs covered by Aetna in South Jersey offer patients flexibility when it comes to substance abuse treatment. Aetna Insurance covers multiple levels of care and a variety of services that help people achieve recovery from addiction. Aetna works with their customer base in order to find the best treatment solution for their individual needs.
What Kind of Treatment Do Rehabs Covered By Aetna Offer?
The Affordable Care Act made sure that coverage for addiction treatment is now available through all available health insurance plans. Thus, Aetna insurance covers some or sometimes all of the cost of substance abuse treatment. If you are a member and need help, then an Aetna drug rehab in New Jersey is a good option. Individual coverage for treatment depends on the member’s health insurance benefits and the particular provider they choose to get treatment from.
Aetna normally covers all types of substance abuse treatment. This includes medical detox, inpatient rehab, residential rehab, partial hospitalization programs, intensive outpatient programs, and continuing care programs. Sometimes, an authorization is required before treatment begins. Authorizations involve a review of medical history and current circumstances in order for it to be determined if the situation meets Aetna’s requirements for coverage. Normally, drug rehabs will run a verification of benefits for the client in order to see if prior authorization is required.
Are Mental Health Disorder Treatments Covered by Aetna?
Mental health disorders are normally covered by Aetna. However, there are certain conditions that could affect a person’s eligibility for coverage. Aetna will cover mental health treatments that are provided by licensed mental health professionals, such as psychiatrists and psychologists.
Different requirements for coverage vary between plans. Some people may need to obtain a referral from their primary care doctor (PCP). It is also important to review your schedule of benefits. Aetna does not offer coverage for every single mental health treatment available. Some of the covered services include inpatient care, medication management, crisis intervention, and outpatient care.
Aetna’s member services website provides support and information regarding coverage, Furthermore, marketplace plans cover both mental health and substance abuse treatment services, hospitalizations, and rehab care.
Rehabs Covered By Aetna In NJ
If you or someone you love is suffering from drug addiction, alcoholism, or co-occurring disorders, then it is important to understand help is available. At The Healing Center we accept Aetna insurance in order to help alleviate the expenses of treatment. Don’t let the financial stress of entering into a South Jersey rehab stop you from getting the help you need. The Healing Center in Cherry Hill, NJ provides a safe, comfortable, and compassionate environment for people to begin their healing process from addiction.
In order to learn more about our therapeutic services and treatment programs in South Jersey visit our admissions page today and fill out the forms so that we can contact you immediately. You deserve a life free from addiction and alcoholism. We can help you achieve that starting today.