Finding substance abuse treatment is a difficult process, especially when insurance coverage is involved. Understanding your benefits and out of pocket expenses can feel overwhelming and complicated. At The Healing Center we understand and make the admissions process as easy as possible. Furthermore, our goal is to make treatment as accessible as possible. Thus, we accept many different insurance plans including Blue Cross Blue Shield. If you have Blue Cross Blue Shield and are looking for a Blue Cross Blue Shield drug rehab in New Jersey, then this article can help you locate programs near you.
Blue Cross Blue Shield Insurance Coverage
Blue Cross Blue Shield offers health insurance coverage to millions of people across the world. They provide a wide range of policies that offer different levels of coverage, out of pocket costs, and benefits. Fortunately, the majority of their plans offer substance abuse and mental health coverage. If you are struggling with addiction or alcoholism, then contact our admissions team today. We can check your Blue Cross Blue Shield insurance coverage.
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Blue Cross Blue Shield Drug Rehab Insurance Coverage
In the United States the Affordable Care Act mandates that all health insurance plans provide coverage for essential health benefits. Substance abuse and mental health disorder treatments are part of the mandated coverage.
Thus, Blue Cross Blue Shield policies offer coverage for a wide range of services. Normally these include medical detoxes, therapy, inpatient, and outpatient levels of care. They also provide mental health benefits which also vary depending on the policy.
However, all policies vary in many different ways. Deductibles, coinsurance, and copays can all lead to out of pocket costs for the insured individual. It can be complicated to understand what your financial responsibility is when it comes to a Blue Cross Blue Shield drug rehab. Thankfully most programs, including ours, verify your benefits before admitting you into treatment. This allows you to come up with a plan for how to cover your financial responsibility.
What Types Of Addiction Treatment Are Covered By Blue Cross Blue Shield?
Every person’s addiction treatment plan is different due to the levels of care and types of therapy offered at the facility. While your treatment plan may vary based on your needs and circumstances, there is a general pathway in which you can expect to take at The Healing Center in Cherry Hill, NJ.
Generally you can expect to attend:
- A medical detox if you are physically addicted to a substance
- Residential care if you meet the SAMSHA guidelines
- Outpatient programs which could include PHP, IOP, or outpatient care
- Aftercare which may include medication assisted treatment, outpatient therapy, alumni programs, and more
When you come to The Healing Center in Cherry Hill, NJ the staff will meet with you in order to do the formal intake process. This includes a bio psycho social which allows us to develop an individualized treatment plan that can address your specific needs.
The Admissions Process When Using Insurance At The Healing Center
When you decide to enter into The Healing Center’s we make the admissions process as easy as possible. Our process can be broken down into three steps. The first step is of course to call our admissions staff. We are available 24/7 to answer all of your questions, including about how to use your Blue Cross Blue Shield drug rehab insurance coverage when it comes to your treatment process.
The next step is to physically check into our facility. You will want to bring your id and insurance card with you. We will make copies of your information in order to keep it on our records. Our staff will inform you of the rules of the facility and help you become acquainted with your peers, staff, and the layout.
Afterwards, you will receive a medical and psychological evaluation. We will work with you one on one to create your treatment plan based on the results of your evaluation. At The Healing Center we are here with you every step of the way and our goal is to make this process as simple and stress free as possible.
The Insurance Process At Our Drug Rehab
When you provide us with your Blue Cross Blue Shield insurance information we will run what is called a verification of benefits. You will want to ensure you give us your policy number, group id, and the name of the policy holder so that we can obtain accurate information. The verification of benefits allows us to know the coverage for substance abuse and mental health treatments based on your plan. It also allows us to give you an estimated out of pocket cost if there is one.
We take care of the prior authorizations and referrals if they are needed for your stay with us. We also submit all of the claims for you. Once the claims are processed we will negotiate with Blue Cross Blue Shield insurance company in order to ensure that as much of your treatment is covered as possible.
Once your stay with us has been completed we will send you a statement that details our billing, the cost of your stay, and a total amount of your responsibility if there is one. Remember, we are happy to provide payment plans if necessary in order to ensure that treatment is accessible to you.
Finding A Facility That Accepts BCBS Drug Rehab Insurance In New Jersey
If you are looking for an addiction treatment facility that accepts BCBS drug rehab insurance in New Jersey, then we can help you. Don’t feel overwhelmed by the admissions process. Here at The Healing Center we make every step the way as stress free as possible. Furthermore, we will work with you on any out of pocket costs. Our goal is to provide accessible and attainable treatment services to the community of South Florida. If you are struggling call our admissions team today to get started on your healing journey.